3 Reasons You Need to Own Gold Today

Are you looking for a way to beat inflation, as well as diversifying and strengthening your savings?

Of course you are: Everybody is.

Well, gold could be part of the answer.

It’s no accident that gold has been a currency, store of value and go-to investment all over the world for thousands for years.

Here are a few reasons why buying gold today could be a smart move.

1. Gold is an inflation hedge

We’ve all experienced it.

The government prints money, the value of the dollar declines and inflation soars, sending prices higher on everything from pickles to pickups.

In 2022, inflation was worse than it has been in 40 years.

How to fight back? With gold.

Gold has historically held its value over time, making it an ideal asset to protect against inflation.

So, if you’re worried about out-of-control politicians and rampant government spending, gold could be part

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9 Remote Jobs That Require Little or No Experience

remote worker
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Editor’s Note: This story originally appeared on Point2.

Remote work is now more common than ever — a simple convenience born of a very inconvenient pandemic. While there are many more remote work opportunities than ever before, there’s much more competition for these jobs.

Experience is important in an office or online. It proves you can do the work, and it helps you stand out from the crowd. But not all work-from-home jobs require a lot of experience.

For these remote jobs, skills and willingness to learn tend to matter more than years of service.

1. Customer Service Representative

happy remote worker
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It’s not hard to tell if someone has good people skills and is an effective communicator. Employers looking for customer service representatives can tell if you have these skills through interviews and tests.

Any experience you lack can be made up for with on-the-job

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14 Industries Offering the Best Employee Benefits

Fine print
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Editor’s Note: This story originally appeared on Smartest Dollar.

The COVID-19 pandemic brought a number of abrupt changes to the U.S. economy, but some of the most lasting impacts could be in the future of work. From the rise of hybrid and remote work to the Great Resignation and “quiet quitting,” workers have been renegotiating how they work and what they look for in a job over the last 2½ years.

And amid continued tightness in the labor market, employers have been forced to respond and make jobs more appealing to current and potential employees. The Great Resignation is perhaps the most significant trend demonstrating workers’ increased power and mobility since the COVID-19 pandemic began.

While the Great Resignation has affected all industries and income levels, turnover has been most concentrated in low-wage sectors. Fields like retail and hospitality have seen a disproportionate share

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How to Thrift Shop for Vintage Patagonia Fleece Jackets

Shopping thrift stores, flea markets and estate sales can be overwhelming. With the sheer volume of stuff, how do you know where to start? How do you spot gems amid all the … well, junk?

As a professional reseller who has been combing through thrift stores for the better part of 30 years, I can help. If you’re ready to cut your shopping time in half, score bigger bargains or walk away with brag-worthy finds you can flip for cash, read on.

From hard-to-find household items to resale money-makers, everything featured in my “Thrift Shop Like a Pro” series qualifies as a BOLO (Be On the Look-Out for) item. When you find it, buy it!

Featured find: Vintage fleece jackets by Patagonia

Autumn is the perfect time to talk about fleece jackets, and Patagonia makes some of the best. The company’s growing popularity in the retail market has sparked

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Don’t Even Think About Buying Bank CDs. Here’s Why.

If you’re the type who insists on the safety of bank money market accounts and certificates of deposit, your time has finally arrived.

After years of waiting, you’re earning more than a pathetic pittance on your savings. But there’s a simple way to earn even more without taking on more risk: investing in United States Treasurys.

Following are many reasons you should be putting money in Treasury securities instead of bank certificates of deposit or savings accounts.

1. Treasurys pay more

As you’re likely aware, rates have been steadily rising this year as the Federal Reserve jacks interest rates to crush inflation.

Rising rates show up everywhere, including banks. But the interest on Treasury bills (maturing within one year), notes (maturing from two to 10 years) and bonds (maturing from 20 to 30 years) are now paying more than the vast majority of bank offerings, and they’re adjusting faster to

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